Never Having a Plan to Exit — or Rebalance
“I have seen four bear markets. Patience is the rarest commodity in the market.” — Rakesh Jhunjhunwala Lakshmi had been investing consistently for seven years. She was proud of…
Read ArticleWatching the Portfolio Every Day — and Making It Worse
“The big money is not in the buying and the selling, but in the waiting.” — Charlie Munger Rohit had fourteen financial apps on his phone. He had price…
Read ArticleUsing the Stock Market Like a Savings Account
“Only buy something that you’d be perfectly happy to hold for 10 years.” — Warren Buffett Anil had been saving for his home for four years. By early 2023,…
Read ArticleWhat Is a Nominee vs a Legal Heir — and Why It Matters
Most people name a nominee in their bank accounts, insurance policies, and mutual funds without fully understanding what that nomination means legally. There is a common misconception that…
Read ArticleChasing Last Year’s Top Performer
“The stock market is the only market where people buy more when prices go up.” — Warren Buffett Every January, Divya did the same thing. She would open Moneycontrol,…
Read ArticleThe Real Cost of Investing — and Why Guidance Is Worth It
“Price is what you pay. Value is what you get.” — Warren Buffett Suresh had been investing ₹10,000 a month for 12 years. His portfolio statement showed impressive numbers.…
Read ArticlePutting All Eggs in One Basket — or One Sector
“Know what you own and know why you own it.” — Peter Lynch After the Union Budget of 2024, the headlines were irresistible: PSU stocks were flying. Defence, railways,…
Read ArticleOverconfidence — The Bull Market Illusion
“It’s not supposed to be easy. Anyone who finds it easy is stupid.” — Charlie Munger By February 2024, Kiran had made 43% on his stock portfolio in 14…
Read ArticleBuying High, Panic-Selling Low — Every Time
“Be fearful when others are greedy, and greedy when others are fearful.” — Warren Buffett Priya discovered the stock market in October 2021, which was possibly the worst time…
Read ArticleThe Tip Trap — Acting on WhatsApp Advice
“Wall Street is the only place that people ride to in a Rolls Royce to get advice from those who take the subway.” — Warren Buffett It started with…
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