Category: Insurance

May 2, 2026

Top-Up vs Super Top-Up Health Insurance: Which Is Better?

If you already have a base health insurance policy but feel the cover is not enough for major medical expenses, you have two cost-effective solutions: a top-up plan or a super top-up plan. Both can...

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April 26, 2026

Insurance for the Self-Employed: What You Need and What You Don’t

If you run your own business, work as a freelancer, or are a consultant, your insurance needs are very different from a salaried employee. You have no employer covering your health insurance or group life...

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April 23, 2026

Cashless vs Reimbursement Health Claims: How Each Works

When you are hospitalised and need to file a health insurance claim, you generally have two options: cashless treatment or reimbursement. Understanding how each works — and when to use which — can save you...

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April 15, 2026

What Is a Nominee vs a Legal Heir — and Why It Matters

Most people name a nominee in their bank accounts, insurance policies, and mutual funds without fully understanding what that nomination means legally. There is a common misconception that the nominee is automatically the legal owner...

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April 5, 2026

Group Health Insurance from Your Employer — Is It Enough?

If you are a salaried employee, chances are your employer provides you with a group health insurance policy. It feels reassuring to have that cover, and many people assume it is sufficient. But is it...

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March 30, 2026

How Much Life Insurance Do You Actually Need?

Most people either have too little life insurance or none at all. A few have so much that they are paying far more than necessary. Getting the right amount of cover is one of the...

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March 24, 2026

Arjun thought he was being smart with money. Until one night changed everything

Arjun was 27, freshly placed at a good IT company in Hyderabad, and proud of his budgeting skills. He tracked every rupee. He had a SIP running. He avoided unnecessary expenses. When a colleague suggested...

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March 23, 2026

Why Term Insurance Should Come Before Your First SIP

A beginner’s guide to protecting what matters most Imagine this. Ravi is 34 years old, works at an IT company in Hyderabad, and earns ₹12 lakh a year. He has been dutifully investing in mutual...

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