Blog & Financial Education

April 27, 2026

Old Tax Regime vs New Tax Regime: Which Saves You More?

Since the introduction of the new tax regime in 2020 — and its further revision in Budget 2023 — one of the most common questions for salaried Indians is: which regime should I choose? The...

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April 26, 2026

Insurance for the Self-Employed: What You Need and What You Don’t

If you run your own business, work as a freelancer, or are a consultant, your insurance needs are very different from a salaried employee. You have no employer covering your health insurance or group life...

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April 25, 2026

Debt Funds Explained: Are They Safer Than Equity Funds?

When people think of mutual funds, they usually think of equity — stocks, markets, and growth. But there is an entire world of debt mutual funds that most retail investors overlook. Debt funds can be...

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April 24, 2026

How to Create a Monthly Budget That Actually Sticks

Most people have tried budgeting at some point and given up. The tracking becomes tedious, life gets in the way, and the whole system collapses by week three. The problem is usually not willpower —...

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April 23, 2026

Cashless vs Reimbursement Health Claims: How Each Works

When you are hospitalised and need to file a health insurance claim, you generally have two options: cashless treatment or reimbursement. Understanding how each works — and when to use which — can save you...

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April 22, 2026

The One Thing All Great Investors Agree On — and Most Indians Ignore

“In the short run, the market is a voting machine. In the long run, it is a weighing machine.”  — Benjamin Graham Priya had read all fourteen articles in this series. Not all at once —...

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April 21, 2026

Rakesh Jhunjhunwala — India’s Own Big Bull and What He Taught Us

“I am bullish on India. This is not a trade, it is a belief.”  — Rakesh Jhunjhunwala When Kiran — the overconfident trader who quit his job only to return humbled — first heard about Rakesh...

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April 20, 2026

Peter Lynch’s Greatest Lesson — Invest in What You Know

“Know what you own and know why you own it.”  — Peter Lynch Meena — the schoolteacher who lost money on PSU stocks — had always assumed that investing required expertise she didn’t have. Stock markets...

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April 19, 2026

What Warren Buffett Actually Does — That Indians Can Copy

What Warren Buffett Actually Does — That Indians Can Copy “The stock market is a device for transferring money from the impatient to the patient.”  — Warren Buffett Ravi — the same Ravi from article one...

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April 18, 2026

Never Having a Plan to Exit — or Rebalance

“I have seen four bear markets. Patience is the rarest commodity in the market.”  — Rakesh Jhunjhunwala Lakshmi had been investing consistently for seven years. She was proud of her discipline — monthly SIPs, no panic-selling,...

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