Blog & Financial Education

April 17, 2026

Watching the Portfolio Every Day — and Making It Worse

“The big money is not in the buying and the selling, but in the waiting.”  — Charlie Munger Rohit had fourteen financial apps on his phone. He had price alerts set for every stock in his...

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April 16, 2026

Using the Stock Market Like a Savings Account

“Only buy something that you’d be perfectly happy to hold for 10 years.”  — Warren Buffett Anil had been saving for his home for four years. By early 2023, he had accumulated ₹8 lakh — his...

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April 15, 2026

What Is a Nominee vs a Legal Heir — and Why It Matters

Most people name a nominee in their bank accounts, insurance policies, and mutual funds without fully understanding what that nomination means legally. There is a common misconception that the nominee is automatically the legal owner...

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April 15, 2026

Chasing Last Year’s Top Performer

“The stock market is the only market where people buy more when prices go up.”  — Warren Buffett Every January, Divya did the same thing. She would open Moneycontrol, sort mutual funds by 1-year returns, pick...

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April 14, 2026

The Real Cost of Investing — and Why Guidance Is Worth It

“Price is what you pay. Value is what you get.”  — Warren Buffett Suresh had been investing ₹10,000 a month for 12 years. His portfolio statement showed impressive numbers. What he had never paused to understand...

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April 13, 2026

Putting All Eggs in One Basket — or One Sector

“Know what you own and know why you own it.”  — Peter Lynch After the Union Budget of 2024, the headlines were irresistible: PSU stocks were flying. Defence, railways, infrastructure — all of them surging. Meena,...

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April 12, 2026

Overconfidence — The Bull Market Illusion

“It’s not supposed to be easy. Anyone who finds it easy is stupid.”  — Charlie Munger By February 2024, Kiran had made 43% on his stock portfolio in 14 months. He had a spreadsheet tracking every...

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April 11, 2026

Buying High, Panic-Selling Low — Every Time

“Be fearful when others are greedy, and greedy when others are fearful.”  — Warren Buffett Priya discovered the stock market in October 2021, which was possibly the worst time to discover it. Everything was going up....

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April 10, 2026

The Tip Trap — Acting on WhatsApp Advice

“Wall Street is the only place that people ride to in a Rolls Royce to get advice from those who take the subway.”  — Warren Buffett It started with a message from Arjun’s uncle at 10:47...

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April 9, 2026

They Invest with Hope, Not a Plan

Ravi was 28 when he got his first real salary — ₹65,000 a month, credited on the 1st of March. By the 3rd, he had opened a Zerodha account. By the 5th, he had bought...

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